TY - BOOK AU - Stouffer,Tere TI - The everything budgeting book: practical advice for spending less, increasing savings, and having more money for the things you really want T2 - Everything series SN - 1598696319 (pbk.) : PY - 2008/// CY - Avon, Mass. PB - Adams Media KW - Budgets, Personal KW - Handbooks, manuals, etc KW - Finance, Personal KW - Home economics KW - Accounting N1 - Includes index; What is budgeting and why do I need to do it? -- Prioritizing your spending -- Assessing your current financial situation -- Creating a livable budget -- Freezing your spending for the short term -- Saving money on groceries -- Cutting your expenses at home -- Reducing your biggest expenses -- Restructuring a heavy debt burden -- Refinancing your home and tapping your equity -- Adding income -- Surviving unemployment -- Sticking to your budget in an emergency -- Getting government help-- there actually is a free lunch! -- Marriage or moving in: budgeting for two -- Changing your budget for a new baby -- Changing your budget to include a new house -- Saving money for college -- Budgeting through a separation or divorce -- Changing your budget after age fifty -- Saving for retirement -- Staying motivated; Originally published; Avon, Mass.: Adams Media, 2003; 1st ed N2 - Learn to use your money wisely today, and prepare for the future at the same time! ER -