TY - BOOK AU - Loftsgordon,Amy AU - O'Neill,Cara TI - Solve your money troubles: strategies to get out of debt and stay that way SN - 1413326471 PY - 2019/// CY - Berkeley, California PB - Nolo KW - Debtor and creditor KW - United States KW - Popular works KW - Credit KW - Law and legislation KW - Handbooks and manuals KW - lcgft KW - Law for laypersons N1 - Subtitle from cover; "Learn how to stop: collection calls, wage garnishments, foreclosures & more"--Cover; "This book covers only United States law, unless it specifically states otherwise." -- Verso; Includes glossary and index; How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book N2 - "Learn how to stop: collection calls, wage garnishments, foreclosures & more"--Cover; Conquering overwhelming debt starts with understanding your options. Loftsgordon and O'Neill give you the tools you need to get your finances back on track. They provide up-to-date legal information, as well as sample creditor letters and budgeting worksheets. -- adapted from back cover ER -