The smack : a novel / Richard Lange.

Enhanced descriptions from Syndetics:

Rowan Petty is a conman down on his luck. He's flat broke, living out of cheap hotels, and wondering how it all went wrong. His car quits on him in Reno, and he takes a job there on the bottom rung of a lousy phone scam. When he's not swindling lonely widows, he tries to turn nickels into dimes at the poker table.

One snowy night, he crosses paths with a sweet-talking hooker who's tired of the streets, and sparks fly. When an old friend of his turns up spreading a rumor about two million dollars in army money smuggled out of Afghanistan and stashed in an apartment in Los Angeles, it seems like a chance at the score of a lifetime. So Petty and the hooker head south, and straight into trouble.

A wounded vet, a washed-up actor, and Petty's estranged daughter are all players in the dangerous game they find themselves caught up in. For the winner: a fortune. For the loser: a bullet to the head. Propulsive, suspenseful, and written with a searing lyricism, The Smack shows once again that "Lange is a writer firing on all cylinders who belongs in the top tier of novelists working today" ( Omaha World-Herald ).