The lace dowry / Andrea Cheng.

Enhanced descriptions from Syndetics:

Dowry. The word sounds like something from the Middle Ages. "Mama, I don't need a dowry," I say quickly. "Nobody in Budapest has a dowry anymore." -From the book Twelve-year-old Juli wants neither a dowry nor the dancing lessons that her mother has long planned for her. Studious and smart, Juli dreams of a career, not of marriage. But her mother insists, and together they make regular trips to the countryside to check on the progress of the large lace tablecloth commissioned for her dowry.Soon Julie makes friends with the lace maker's daughter, Roza, an unschooled girl her own age who is already saddled with adult responsibilities. When progression the tablecloth slows because of unexpected difficulties in Roza's family, Juli finds herself defying her mother in order to help her new friend. Through this painful episode, Juli and her mother grow to better understand themselves, each other, and how the past has shaped them.